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Is Your Business Set Up To Receive Money, Honey?

Featured Photo by: Pixabay from Pexels

Last summer, God blessed me to become a solopreneur and while it was liberating to finally get my business off the ground. The blazing trails to making my first 6 figures (Yes, I’m a big dreamer!) have been filled with rocks, turbulence, and strong winds to say the least. Being a business owner is hard work, and that’s saying it lightly. There are a lot of things that you have to do to get your business UP off the ground and running. Now, I have to be honest, you’re not going to have every “i” dotted and every “t” crossed when you open up for business. Most things you’ll learn as you go – but the basics should already be set in stone.

And one of those “basic” things is…….drumroll, please……taking payments! Yessss, now that you’re open for business this is one of the “main” things on your to-do-list that you should have figured out. However, you’ll be surprised that most businesses “DON’T!!” I know, I see your shocked face and trust me – I’m quite a bit shocked myself!

Things we’re not taking out time to implement today, Is Business Lost Tomorrow!

Roshonda N. Blackmon

So, you might ask – Well, what sort of payment system should be set up? I mean, taking cash is good enough, right? And while I’m so inclined to say yes, I have to give you a hard nod in the NO direction. With technology being as BOOMING as it is, I would suggest that every business owner (whether you’re brick and mortar or doing it from the house) you need more than ONE payment system set up to get your hard-earned dough.

After all – you put in the work to get your baby up and running and the last thing you want or need, is to lose money in the process. As Sweet Brown states:

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And you’re right Sweet, nobody has time for that, not even you Business Parent!! So, I’m going to give you 3 suggested payment options that you should have, just in case your ideal client – Doesn’t have CASH on hand.

#1 PAYPAL

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PayPal – Available at the Playstore of Apple store

I absolutely love PayPal and had it set-up for my business before it even got off the ground. PayPal allows you to send invoices to your clients and you can also set up recurring invoices for bigger jobs. Let’s say a project of yours cost $500 and the client doesn’t have all the money at once ( I would suggest always getting a down payment on anything) you can set up your invoices to be sent to them at certain times.

Such as the 1st, 15th or the 30th of the month – this way you don’t have to get into your computer every time and send it manually. PayPal can do it for you! You can also set up taxes and it let’s you create a drop-down list for your most popular services, so that way you’re not inputting the same information every time. Be aware that PayPal does charge taxes for money that comes in, so if you’re charging $15.00 for something – just know that it will take a percentage of it. If your client does pay the invoice, you can ask that they take care of the tax on their end before sending it back. You can also download PayPal for your phone as well, which makes it even simpler.

#2 SQUARE

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Square Reader – Available at the Playstore or Apple Store

Square is a card read that allows you to take credit and debit card payments on the spot. I’ve seen business parents use this system whether they had a brick and mortar or if they’re running their business out of their house. I love square as well – it came in handy when I did a vendor event last year selling my book “Billy Wolf & The Kids of Heavenly Hills Elementary”

Not everyone had cash on hand, so it was nice to be able to pull out my square reader and take a payment instead. With square (which you can download through the playstore on Android or the Apple store for iPhone) you’ll also be able to setup an invoice for your most popular or frequently purchased items. Click on it, put in the amount of the item and ask the client to swipe! and Viola, there your money is – going straight to your bank account! (Of course this depends on how you set it up) You can also send your client a receipt on the spot after they sign for their purchase. And to put a little more cherry on top, if you download the square reader app, you can sign up to get the reader for FREE!!

#3 CASH APP

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Cashapp – Available at the Playstore or Apple Store

Okay, so out of the 3. Cashapp is my all time favorite, I love easy and with cashapp, it’s just that! Once you download it on your phone and set-up your back account information, you’re ready to rock-and-roll! especially if your client has cashapp as well. You can even get your very own Visa/Debit card specifically for the app.

This card came in handy for me when my regular bank card had issues with it’s chip. It was embarrassing holding up the grocery line while I went through the dreaded “three inserts and a swipe method!” However, having the cashapp debit card made it easier because all I did was complete the info to move cash from my bank card to the cashapp card and there you go, it did it immediately (no waiting, no holds) and no headache from me. It was a WIN-WIN! & If your client has cash app, it’ll be a win-win for you as well because you’ll get your money INSTANTLY!

We can’t expect our client to always have cash and if your business doesn’t’ have more than one payment system set up. We run the risk of not only losing money but a potential client whom now will think of your business as….well….not quite put together. Even if we do the right things, we can’t help what people will say, However – we don’t want to give them any ammunition to hold “thoughts like that” against us!

The hardest part with any of the tips above is setting it all up, but let’s not be lazy business parent, as what we don’t take out time to do today, Is money lost for us tomorrow. Remember what Sweet Brown says? Now you might say, I know about ALL these things, but in business? It’s not about what you know – but what you IMPLEMENT!

I don’t know what business you may want to start in 2020 but I pray these tips get you going in the right direction towards getting your “dollars and cents” in order!

Let’s get it right today, So we can be better business parents tomorrow!

I am not sponsored and did not receive any compensation for my statements. Every opinion above is 100% my own, based solely on my own experience with using these apps.

Book Review: 100 Years Lead Author Mark Baynard on A Journey to Free Himself & Generations to Come

Do you know what a generational curse is?

You, like myself I’m sure have either heard the word before or if you’ve done research on your own family history, I’m sure you’ve actually “seen” it in action. While I couldn’t find the word “generational curse” in the dictionary as I figured I wouldn’t. I have my own definition of what this word truly means and that’s this:

A generational curse is an era, period, range, class or lifetime of something being carried down from one generation to another generation.

In other words, if your family has always been known to be alcoholics, maybe that started with your great, great, great, great grandpa or grandma and now, you’ve noticed that everyone in your family can’t seem to “break the spirit of alcoholism.” A generational curse is something your family has always done, what your family is consistently known to do and unfortunately what even your kids will continue to do unless someone stands up and says “enough is enough!”

Believe it or not, while alcoholism is just an example of what some families may struggle with, for others it could be infidelity, lying, cheating, gambling or even prison. Which was the case for author Mark Baynard.

Image Credit: Mark Baynard

Oftentimes I’ve heard about generational curses and wondered what in the heck was it and why were people so interested in discussing the topic. Needless to say, I got my first glimpse of what a generational curse was through T.D. Jakes who once preached a sermon entitled “The Spellbreaker.”

Within that series I got an understanding of what a generational curse was all about, In this series, he began to talk about marriage and looking into the lineage of your spouse, what their like and overall what their family history details, because all those things would end up being passed down to your children. DNA is something else however when it comes to generational curses, it’s something that very few people really do research about to find the real reason why we act and/or do or think the way we do. These actions all stem from the root of someone or something. I believe in order to successfully break a generational curse over your life, you seriously have to do some research on your family history and that is exactly what Mark Baynard did. While a journey of this nature isn’t easy, Mark Baynard shows in his book ‘100 years: A journey to end a vicious cycle’ that it’s totally CAPABLE!

You see, Mark’s family had a generational curse attached to them as well and that was the Prison system. Unfortunately, due to quite a few bad choices, Mark found himself adding to that generational curse lineage, but one thought was about to change it all. Mark Baynard had an epiphany after leaving his probation officer one day. According to Mark, it was something about that visit that made him think about his life-choices as well as his future. A successful future that many of his male family members weren’t experiencing because they were behind bars.

Birth is when our opportunities to value “life” begin, but we have until our lives stop to make and maintain positive changes.”

Mark Baynard – Author “100 Years: A Journey to End A Vicious Cycle”

Mark didn’t know why all of a sudden he became so hungry to know why the male members of this family kept failing; but he had an insatiable urge to find out and what he found out, was like a lightbulb that turned on brighter than it ever had before. This newfound discovery became the changing point in Mark Baynard’s life.

Mark came from a good family, he met his real mother at the age of 5 and began living with her and his other siblings. Mark had lived with his dad and step-mother for quite some time so while this was an adjustment, his mom and dad were very good role models and raised him well, along with his grandmother whom Mark attributes much of his wisdom lessons from.

So, one might say – Well, if family life was so great then what really happened? How can someone from a good family still end up in prison? And Mark has an answer for that, its called “The Crossroads of Life” – A former pastor of mine used to say “The choices you make will determine the life you choose” and unfortunately for Mark as well as the men in his family, these “choices” ultimately landed them all behind bars. The discovery Mark came to realize is that when he wrote down each of his family members that had been to prison, including himself and those currently serving time behind bars – it totaled to ONE HUNDRED YEARS!

While this devasted Mark to his core, he knew that as Sam Cooke once song so beautifully “A Change Is Gonna Come” and that change he determined was going to be through HIMSELF FIRST! and for future generations to come.

“The problem lies not in standing at these crossroads, but in each individual’s response”

Mark Baynard, Author “100 Years: A Journey to End A Vicious Cycle”

This book was so good, I found myself relating to Mark’s story in wanting to be a change agent in regards to my own family history. This includes putting a big stop sign on behavioral choices, old patterns and approaching things differently let’s say than my grandmother, her mother or even my own mother had done for the sake of my own two children.

In Mark’s book, he’ll take you on his very personal journey of ups and downs in his fight to close the gap to the “generational behavioral mindset” his family had come so used too. Mark’s journey to improve himself as well as make a difference in his community is met with lots of heartache and pain but shows Mark’s determination to break barriers and make the necessary changes his family desperately needed.

This book will have you crying, guessing and cheering all at the same time. I honestly couldn’t put it down and you won’t either! Now you know how I do, I can’t give you ALL the details of the book as I want you to read it for yourself. This would be a great book club read and the perfect Christmas gift for yourself, a family member or a friend. “100 Years: A Journey to End A Vicious Cycle” will motivate you to finally put an end to whatever generational family cycle you’re in and show you how to live your best life despite the odds set up against you.

Your past will never dictate your future unless you want it too, your future TRULY CAN change for the better and Mark Baynard is a true; living, breathing, inspirational testimony of that!

You can get both of Mark’s books “100 Years: A Journey to End A Vicious Cycle and 100 Years Part II: Truth Be Told” on >>>>>> Amazon!

You can follow Mark Baynard on his Amazon Author’s Page >>>>> HERE

Movie Review: Just Say Goodbye

Disclaimer: This Indie Film “Just Say Goodbye” was sent to me to view by the writer/producer Layla O’Shea. All comments about the film are 100% my own.

Have you ever had someone to tell you a secret and asked you to promise them that you wouldn’t tell anyone? What if the secret they wanted you to keep was detrimental to their life…? Would you still keep it a secret?

Just Say Goodbye Film is about two teenage best friends Sarah Morin (Katerina Eichenberger) and Jesse Peterson (Max MacKenzie) who have been friends since the age of 6. After the death of his mother, Jesse finds himself growing up feeling a little detached from society, his father is an alcoholic and abuser who wish Jesse would disappear, as looking at him daily reminds him of his mom, who committed suicide.

Jesse begins to wonder, why should he live anyway. No one cares or wants him, but someone does care and that’s Sarah, who fights Jesse’s battles at school as he endures taunts, unwanted fights and bullying from the kids at school, especially one kid by the name of Chase Gibbons (Jesse Walters).

With the constant bullying of Chase, a deceased mom and a dad who could care less about his welfare or wellbeing. Jesse decides the ultimate goal of getting rid of all the pain in his life would be to take his own. A secret he’s kept forever is now a secret shared with his best friend Sarah, who’s struggling to keep Jesse’s secret truly a secret between her or getting someone else involved in order to save her friendship.

What would you do, if Jesse was your Best Friend?

This movie was partly inspired by a true event in writer/producer Layla O’Shea‘s life who had a high school friend to confide in her about his attempted plan to commit suicide during an April vacation which at the time was only a week away!! Layla, who thought it was a joke quickly realized her friend was serious. Not knowing what to do, Layla broke her friend’s trust and got his parents involved in their “secret” conversation.

Secrets can kill. Let’s not keep bullying and depression a secret, speak out now! speaking up can very well save a life.

While her friend was disgusted with her that she betrayed his trust in her, days later after much thought, he embraced her, not saying a word but the hug he gave said it all.

This movie is very powerful and challenges us to think about what’s a good secret to keep and what’s a mind-blowing secret we should tell. With bullying on the rise, we have more teens as well as adults killing themselves daily to get rid of the pain and chokehold of society, but what’s really painful, is the secrets friends, family, co-workers, teachers and etc. may know and don’t SPEAK UP and SPEAK OUT about it.

Long live the days of “What happens in this house, stays in this house” – those are words I heard constantly growing up, from my family as well as my friend’s family around me but what our parents and neighbors fail to realize is what’s not said, can ultimately be a friend or family members demise.

This is a movie of Love, Friendship, Secrets, forgiveness & redemption You’ll have to see it for yourself to see what happens in the end. Did Sarah reveal Jesse’s secret?

Do me a HUGE Favor!! Please share this post and follow Layla O’Shea and find out more about the movie and the cast on the social media outlets below:

Check It Out! >> Just Say Goodbye is now streaming on Amazon Prime! http://amzn.to/2VZTpuk 

Just Say Goodbye is the winner of the Indie Spirit Best Director (Matt Walting) at the Boston International Film Festival. Matt was 18 when he directed this movie, making him the youngest in history to win the award. This movie was also nominated as the Stanley Kubrick Best U.S. Feature Film at the Blow-Up International Arthouse Film Festival in Chicago

Related Reads:

Bully, Bully, Bully October Month of Prevention

How to Stay Positive in A Negative Environment

Don’t You Do It, Don’t You Dare Overlook Thanksgiving!

Featured picture courtesy of Bing

How Dare the World!!! How Dare You???…. If it’s you, I mean, maybe it’s not 😊. So this post may seem like a little rant but…someone’s got to say it.

WHY DO WE FORGET ALLLLLL ABOUT THANKSGIVING!

I mean, you feel me, right? It’s always been like that. I went into the store the other week here and all I could see was Christmas items, and it was the end of October! I mean, don’t people like Thanksgiving? and what does Thanksgiving ACTUALLY have to say about this? probably nothing….lol…you know how you can get overlooked for soooo long until it doesn’t even faze you anymore. I’m sure that’s truly how Thanksgiving is feeling right now. And don’t get me wrong, I almost gave Thanksgiving the good ole boot myself.

I told a friend of mine as soon as Thanksgiving came in that I was going to BLAST my Christmas tunes, I just LOVEEEEEE Christmas songs and while the air has been very crisp with that fall/wintery smell, YESS…it’s beginning to feel a lot like……THANKSGIVING!!

Ha!! I bet you thought I was going to say Christmas didn’t you, hahaha…gotcha! 😊

But on a serious note, Have you thought like me? Was your heart pounding like mine for that Nat King Cole tune of The Christmas song? Well, mine was BUT before we can skip to the Lou my darling into Christmas, I feel like WE need to give some reflection and thought on Thanksgiving.

So, let’s take a moment and reflect on what Thanksgiving really is ALLLL about!

Thanksgiving is ALL about the FAM!

Yes, Thanksgiving is all about spending time with beloved or not so much beloved family. You know the nerving uncle who always asks if you have any single friends and he’s in a relationship…(at least that was my life, go figure). Anywho, even with that, Thanksgiving is nothing without family, whether they get on your nerves or not. It’s a time to give thanks to God almighty for them, because as we all know. There are so many people out there who don’t have one and would just love to have a pestering dad, mom, brother or UNCLE to get on their nerves.

Thanksgiving is ALL about the FOOD!
Photo by Craig Adderley from Pexels

I’ll take, “I’m a FOODIE” for $500 Alex! Yessss, I love me some good ole turkey and dressing (I’m from Arkansas so that’s what we call it there 😊) and put some gravy on the side with a little cranberry sauce??? and you had this girl at HELLO! Food has a way of bringing people together, hence the movie “Soul Food?” Put some good food on the table and I don’t care who you like or dislike, Food is one thing that we all can agree on. What’s your favorite holiday meal or food to eat for the holidays?

Thanksgiving is ALL about the SALES!
Photo by bruce mars from Pexels

We can ALL thank Thanksgiving for those HUGE Black Friday sales, take that Christmas, HA! Thanksgiving gives us that and if you’re willing to stand in line for hours, sometimes in the wee hours of the morning, you’ll grab ALL those goodies! If you don’t get run over first. I think in recent years, most stores are closed but open at 6 pm so you can start that black Friday shopping earlier, without getting bruised or a black eye! Yes, unfortunately, people are serious about their sales and that’s why Cyber Monday is POPULAR!!! Which is how I like to shop as I despise crowds. So thank you, Thanksgiving for bringing those sales in early.

Thanksgiving is ALL about Reflection…
Photo by Josiel Miranda from Pexels

It’s been a long year but a very rushed year as well. November came in here like a flash! Most people started new jobs, got married, had babies, started new relationships, businesses, bought homes and etc. This year has also been the opposite for most people, especially those that recently lost loved ones. I think I’ve heard of more people losing husbands, wives, children, grandparents and etc this year. It’s truly a praying and sad time indeed; however – it’s an even better time to reflect. I lost my mother, next week will be 3 yrs. It’s hard, especially around the holidays, so my heart goes out to those that have recently lost or have been estranged from their family for years.

Thanksgiving is a time to reflect on the good, the bad and even the ugly things that happened, so we can get better, be braver and figure out how to do things differently the next go round. As far as that loved one is concerned, this is an even more special time to reflect on them. Just remember, as long as their in your heart, mind, and thoughts – they’re not ever truly gone. I know that for sure…

Thanksgiving is ALL about R&R
Photo by Matheus Bertelli from Pexels

It’s good to see family, serve family and have a good time with family and special friends but please make sure you take the time to REST & RELAX! Even if you have to go into a secret/quiet corner to do it. Get that rest, my friend!!

SOOOO, Let’s not DARE forget ALLLLL the wonderful things Thanksgiving has to offer. I mean, I even put off listening to Christmas music until the day after. Use this time to thank God, reflect, smell the air and TOTALLY be grateful for every. single. moment.

Life’s just way too short to rush moments. And while every store in town has its orders to move the months hurriedly along. Let’s just take a break, sip some tea and reflect on this one. I’m sure that’d be Thanksgiving’s orders…if it really had a say in the matter.

While it doesn’t, we do. So let’s not DARE forget it…

Have a Happy, Thankful, Joyous & Reflective Thanksgiving Everyone!

It’s My Life, My Disability & I’m Unashamed About It!

I’ve been living with a learning disability for over 30 years, now. It’s nothing to be ashamed of, it’s a part of me.

However, that doesn’t mean it’s been a bed of roses.

It’s truly stunning how quickly an estimation is made of someone who learns differently than the average person. There are these ridiculous assumptions on how we as human beings are to be and if we don’t meet them, we are discarded like yesterday’s trash.

Forgive me. I don’t mean to come across as bitter. I’m really not.

Now I used to be. Wow was I ever!

As time goes by, I have come to realize all of that negativity is a complete waste. What can I do to get my naysayers to accept me? Sadly, nothing.

Others and I like me are people whom society has decided is not worthy to be here. We should just simply go away, but guess what, as Jennifer Holiday sings “I/We Ain’t Goin” anywhere, NOPE – we are here to stay and as Wendy Williams says…

The Wendy Williams Show – Wendy Williams (How You Doin..)
We have every right to dream and live out the purposes of our life, just as anyone else.

However, despite my “freedom for all” notions, I’ve encountered quite a few people through the years who decided they were going to personally make my life a living hell, all because I had the audacity to believe that I could participate in this thing called LIFE.

I never truly understood the depth of the hatred society has for people like me. But without a doubt, it’s there. If they were willing to listen, I would have told them my truth:

Yes, I have a learning disability. I can pick up information fairly quickly but being able to maintain it is a different story. Sometimes I can recall without any trouble but there are times when I do have difficulties. There is just no way in knowing. If you are willing to be patient, the information will come back to me.

My fine motor skills are affected. I can’t tie my shoes as fast as the average person can. To save time, I wear shoes with Velcro or slip-ons. I can type over 60+ words a minute, I only use the first two or three fingers with the rest laying on the keyboard. There are other ways but overall, I make it work.

I am quite independent. I have a job where I can best use the skills God has given me. I pay my bills and my taxes ANDDDD…I maintain my home all without government assistance.

People will be people, society is what it is…. but just because that’s so, doesn’t mean that this chic will GO! I’m here to stay..

Do you have a topic that you’d like me to discuss, anything you’d like to know more about me?, Leave me a comment below!

Amy is a resident of Florida.  Since 2006, she has been self-employed in the dog care field.  In May 2017, she self-published a memoir titled “I Am Not Stupid” which is available through Amazon.  She writes for seethegoodinfo, an inspirational website and the Learning Disabilities Association’s newsletter LD Source.