Is Your Business Set Up To Receive Money, Honey?

Featured Photo by: Pixabay from Pexels

Last summer, God blessed me to become a solopreneur and while it was liberating to finally get my business off the ground. The blazing trails to making my first 6 figures (Yes, I’m a big dreamer!) have been filled with rocks, turbulence, and strong winds to say the least. Being a business owner is hard work, and that’s saying it lightly. There are a lot of things that you have to do to get your business UP off the ground and running. Now, I have to be honest, you’re not going to have every “i” dotted and every “t” crossed when you open up for business. Most things you’ll learn as you go – but the basics should already be set in stone.

And one of those “basic” things is…….drumroll, please……taking payments! Yessss, now that you’re open for business this is one of the “main” things on your to-do-list that you should have figured out. However, you’ll be surprised that most businesses “DON’T!!” I know, I see your shocked face and trust me – I’m quite a bit shocked myself!

Things we’re not taking out time to implement today, Is Business Lost Tomorrow!

Roshonda N. Blackmon

So, you might ask – Well, what sort of payment system should be set up? I mean, taking cash is good enough, right? And while I’m so inclined to say yes, I have to give you a hard nod in the NO direction. With technology being as BOOMING as it is, I would suggest that every business owner (whether you’re brick and mortar or doing it from the house) you need more than ONE payment system set up to get your hard-earned dough.

After all – you put in the work to get your baby up and running and the last thing you want or need, is to lose money in the process. As Sweet Brown states:

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And you’re right Sweet, nobody has time for that, not even you Business Parent!! So, I’m going to give you 3 suggested payment options that you should have, just in case your ideal client – Doesn’t have CASH on hand.

#1 PAYPAL

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PayPal – Available at the Playstore of Apple store

I absolutely love PayPal and had it set-up for my business before it even got off the ground. PayPal allows you to send invoices to your clients and you can also set up recurring invoices for bigger jobs. Let’s say a project of yours cost $500 and the client doesn’t have all the money at once ( I would suggest always getting a down payment on anything) you can set up your invoices to be sent to them at certain times.

Such as the 1st, 15th or the 30th of the month – this way you don’t have to get into your computer every time and send it manually. PayPal can do it for you! You can also set up taxes and it let’s you create a drop-down list for your most popular services, so that way you’re not inputting the same information every time. Be aware that PayPal does charge taxes for money that comes in, so if you’re charging $15.00 for something – just know that it will take a percentage of it. If your client does pay the invoice, you can ask that they take care of the tax on their end before sending it back. You can also download PayPal for your phone as well, which makes it even simpler.

#2 SQUARE

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Square Reader – Available at the Playstore or Apple Store

Square is a card read that allows you to take credit and debit card payments on the spot. I’ve seen business parents use this system whether they had a brick and mortar or if they’re running their business out of their house. I love square as well – it came in handy when I did a vendor event last year selling my book “Billy Wolf & The Kids of Heavenly Hills Elementary”

Not everyone had cash on hand, so it was nice to be able to pull out my square reader and take a payment instead. With square (which you can download through the playstore on Android or the Apple store for iPhone) you’ll also be able to setup an invoice for your most popular or frequently purchased items. Click on it, put in the amount of the item and ask the client to swipe! and Viola, there your money is – going straight to your bank account! (Of course this depends on how you set it up) You can also send your client a receipt on the spot after they sign for their purchase. And to put a little more cherry on top, if you download the square reader app, you can sign up to get the reader for FREE!!

#3 CASH APP

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Cashapp – Available at the Playstore or Apple Store

Okay, so out of the 3. Cashapp is my all time favorite, I love easy and with cashapp, it’s just that! Once you download it on your phone and set-up your back account information, you’re ready to rock-and-roll! especially if your client has cashapp as well. You can even get your very own Visa/Debit card specifically for the app.

This card came in handy for me when my regular bank card had issues with it’s chip. It was embarrassing holding up the grocery line while I went through the dreaded “three inserts and a swipe method!” However, having the cashapp debit card made it easier because all I did was complete the info to move cash from my bank card to the cashapp card and there you go, it did it immediately (no waiting, no holds) and no headache from me. It was a WIN-WIN! & If your client has cash app, it’ll be a win-win for you as well because you’ll get your money INSTANTLY!

We can’t expect our client to always have cash and if your business doesn’t’ have more than one payment system set up. We run the risk of not only losing money but a potential client whom now will think of your business as….well….not quite put together. Even if we do the right things, we can’t help what people will say, However – we don’t want to give them any ammunition to hold “thoughts like that” against us!

The hardest part with any of the tips above is setting it all up, but let’s not be lazy business parent, as what we don’t take out time to do today, Is money lost for us tomorrow. Remember what Sweet Brown says? Now you might say, I know about ALL these things, but in business? It’s not about what you know – but what you IMPLEMENT!

I don’t know what business you may want to start in 2020 but I pray these tips get you going in the right direction towards getting your “dollars and cents” in order!

Let’s get it right today, So we can be better business parents tomorrow!

I am not sponsored and did not receive any compensation for my statements. Every opinion above is 100% my own, based solely on my own experience with using these apps.

A Blast From the Past – T.V. At It's BEST!

Featured Picture Credit: Bing

Recently I discovered my cable system has 4 channels dedicated to classic television.

Classic Television

 

and Oh, what fun I’ve been having!

I grew up in the ’80s and I have been watching episodes of shows that I remember my family and I watched together when I was growing up.

T.J. Hooker, Remington Steele, Magnum P.I., Webster, Silver Spoons… the list goes on and on…

But I must confess that I love watching repeats of “Benson”. I record all the episodes. Robert Guillaume was so funny with all his wisecracks! Then there was Gretchen and the governor! Oh, man! There have been plenty of times when I have laughed so hard, my eyes have begun to water!

Cast of Benson
Cast of Benson

There is also a channel that airs classic game shows such as Password, Classic Concentration, Match Game, Supermarket Sweep, Family Feud… and a host of other classics!

Now don’t get me wrong. I like a lot of the more popular television shows today, but it’s good to go back and remember “when” with the classic television shows.

They were definitely not as politically correct as they are now. I don’t know about you but I get a sense of enjoyment and “good feels” from the classics. They definitely keep me entertained.  And like I said before, a lot of today’s shows don’t quite do this…

There’s something to be said about shows from your past that just make life more bearable, doesn’t it?

What was your favorite classic television show?

Amy is a resident of Florida.  Since 2006, she has been self-employed in the dog care field.  In May 2017, she self-published a memoir titled “I Am Not Stupid” which is available through Amazon.  She writes for seethegoodinfo, an inspirational website and the Learning Disabilities Association’s newsletter LD Source.

2020 & Lemon Meringue Pie – OH MY!!

HAPPY NEW YEAR 2020!!

I pray your holiday was a good one and that your new year got off to a good start, well it’s here. Another year, another goal, another decade! Wow…

Before I can move forward, I must take a step back for a moment.

The ending of my year turned out to be quite a scary one, the last post I wrote in December – you can check that out below just in case you got too busy and missed it. It was my last post of the year, it was also a week before my daughter was to go in and have a heart procedure done.

December’s Going Already? & Safety is KEYYYYYYYYY!!

I knew this day was coming, my daughter, I and the Cardiologist had, had the discussion for months and in August of 2018 we got a date as to when the surgery was going to happen. I wasn’t worried, I had prayed; however, as the months and days came closer. No lie, I was a little nervous. The doctors stated that the procedure was “non-life threatening” and the procedure had a 95% success rate. So that was nice to hear. My faith was strong…and I put her, it and them into God’s hands.

That was until I got some devastating news from the nurse

Surgery day came and we were all set, I had to be at the hospital by 7:30 a.m. meaning I had to get up at 4 am to be out of the house by 5:15 am as the hospital was about 2 hours away. Talking about tiredness…but we had things to do.

Once we got to the hospital and all the preliminaries were done, my daughter was whisked away to anesthesia. I wouldn’t see her again for 4 hours…

I sat in the waiting room for quite some time, I had my books, blanket, and phone so enough to keep me occupied. As a protocol for anyone going into surgery I received a phone call every hour letting me know what was going on when the surgery started and the process in between…when I didn’t get the last call but looked up to see the nurse coming towards me instead. I immediately thought, “Cool, they’re done” but little did I know that was far from what she came to say.

“We ran into a problem, she said”

Sitting on the edge of my seat, she had my undivided attention – with eyes glued securely on her and every word that was now coming out of her mouth, I held my breath a little…

“While the doctor was completing the surgery, your daughter’s heart began to bleed out; blood surrounded her heart, which contracted the heart muscle. We don’t know what happened; we’re trying to stop the bleeding. “We had to perform CPR on her”

My heart stopped and for a brief moment, I stared at her in a daze — as if what she was telling me was something she was reading out of a book of grim fairytales. Before I knew it, I broke down…

My daughter, if she had not been at the hospital she was at, with special doctors that know how to handle cases of this matter in a matter of seconds – my daughter would’ve died a week before Christmas. Just the thought of that makes me cringe with fear, my baby girl. BUTTTTT and a BIG BUT, God is SOOOO AWESOMELY GOOD! She had to stay in ICU for a couple of days after that before she got moved to a regular floor but as of right now, she’s doing better and can resume her regular activities according to the cardio on Monday. I give God praise.  

While the year ended with a little turbulence, 2020 came in as sweet as pie, literally!

Over the holidays, I looked forward to spending time with my sister, brother-in-law and my nieces. Our children are around the same age, so my kids always look forward to being with their cousins.

The weather was favorable and I got a GOOD dose of Christmas movies, I even got a chance to catch up on Season 4 of Greenleaf (If you haven’t seen this show, what in the world have you been doing??? Please check out Netflix and catch up!!) I promise, it’s one of my favorite shows, so I binged.

I also read a book series by Lexcee Reel – Lexcee is a self-published author on the RISE!

She has a fourth book entitled “Undying Past”- The book series detail the story of Caroline Peatree Gibbs a confused, mean and downright sassy woman who finds herself caught in a love triangle with her dying husband, a flame from college and a new business suitor that has an eye for her. Lexcee’s four-books entitled, The Caroline Peatree Gibbs Series were full of action, suspense and chock full of drama and revenge!. I read ALL four books and can’t wait for BOOK 5 (In which I would like to do a FULL review!). Once I finished one book, I was trying my best not to read the next one –but I foiled, that’s just how good they were, I couldn’t put them down and you won’t either. If you’re looking for a FEW good reads, check her out. You won’t be disappointed!

During this much needed time of rest and relaxation, my sister bought me a piece of lemon meringue pie from the hospital in which my brother in law works. This hospital has the best lemon meringue pie ever!! Now, there’s a back story to this pie. When my mom was in the hospital back in 2016 –outside of seeing her beautiful face, I always looked forward to going to the cafeteria and getting me a piece of lemon meringue pie. It was a sweet indulgence I looked forward too. It somehow took my mind off of seeing my mother in pain and hearing all the negative doctor reports we received daily in regards to her declining health.

When my mother passed away that year, so did that lemon meringue pie. They stopped serving it. So, when my sister stated that she was stopping by there on New Year’s Day to visit her husband and asked if I wanted anything, I quickly said no.

When my sister got home, I was lazily slouched within the cushions of her couch with covers over me, she came in excited and said “Guess what, you’ll NEVER guess what I got” – her Styrofoam container smelled of some good hot fish, so I didn’t even attempt to guess. As she sat down swiftly on the coach, she began unraveling the bags and what she brought out next made me sit ALL THE WAY UP!

She looked at me and said, remember this?

Lemon Meringue Pie!!! –To be honest, I almost cried and I know that sounds super silly over a piece of pie but it had been 3 years since I had a piece and for some odd reason, when I saw that pie? A really good and positive feeling fell over me as if to indicate, this was going to be an EPIC 2020 Year! I just looked up and gave my mom a little wink…

So, no resolutions – no wishes for 2020, just a lot of God and a little lemony, sweet and tart meringue pie leading the way and guess what ——— I’m all game…

Cheers and Best Wishes to a Fantastic Year Ahead!

Did you have an epiphany or a little something that spurred your 2020? Share in the comments

Don’t You Do It, Don’t You Dare Overlook Thanksgiving!

Featured picture courtesy of Bing

How Dare the World!!! How Dare You???…. If it’s you, I mean, maybe it’s not 😊. So this post may seem like a little rant but…someone’s got to say it.

WHY DO WE FORGET ALLLLLL ABOUT THANKSGIVING!

I mean, you feel me, right? It’s always been like that. I went into the store the other week here and all I could see was Christmas items, and it was the end of October! I mean, don’t people like Thanksgiving? and what does Thanksgiving ACTUALLY have to say about this? probably nothing….lol…you know how you can get overlooked for soooo long until it doesn’t even faze you anymore. I’m sure that’s truly how Thanksgiving is feeling right now. And don’t get me wrong, I almost gave Thanksgiving the good ole boot myself.

I told a friend of mine as soon as Thanksgiving came in that I was going to BLAST my Christmas tunes, I just LOVEEEEEE Christmas songs and while the air has been very crisp with that fall/wintery smell, YESS…it’s beginning to feel a lot like……THANKSGIVING!!

Ha!! I bet you thought I was going to say Christmas didn’t you, hahaha…gotcha! 😊

But on a serious note, Have you thought like me? Was your heart pounding like mine for that Nat King Cole tune of The Christmas song? Well, mine was BUT before we can skip to the Lou my darling into Christmas, I feel like WE need to give some reflection and thought on Thanksgiving.

So, let’s take a moment and reflect on what Thanksgiving really is ALLLL about!

Thanksgiving is ALL about the FAM!

Yes, Thanksgiving is all about spending time with beloved or not so much beloved family. You know the nerving uncle who always asks if you have any single friends and he’s in a relationship…(at least that was my life, go figure). Anywho, even with that, Thanksgiving is nothing without family, whether they get on your nerves or not. It’s a time to give thanks to God almighty for them, because as we all know. There are so many people out there who don’t have one and would just love to have a pestering dad, mom, brother or UNCLE to get on their nerves.

Thanksgiving is ALL about the FOOD!
Photo by Craig Adderley from Pexels

I’ll take, “I’m a FOODIE” for $500 Alex! Yessss, I love me some good ole turkey and dressing (I’m from Arkansas so that’s what we call it there 😊) and put some gravy on the side with a little cranberry sauce??? and you had this girl at HELLO! Food has a way of bringing people together, hence the movie “Soul Food?” Put some good food on the table and I don’t care who you like or dislike, Food is one thing that we all can agree on. What’s your favorite holiday meal or food to eat for the holidays?

Thanksgiving is ALL about the SALES!
Photo by bruce mars from Pexels

We can ALL thank Thanksgiving for those HUGE Black Friday sales, take that Christmas, HA! Thanksgiving gives us that and if you’re willing to stand in line for hours, sometimes in the wee hours of the morning, you’ll grab ALL those goodies! If you don’t get run over first. I think in recent years, most stores are closed but open at 6 pm so you can start that black Friday shopping earlier, without getting bruised or a black eye! Yes, unfortunately, people are serious about their sales and that’s why Cyber Monday is POPULAR!!! Which is how I like to shop as I despise crowds. So thank you, Thanksgiving for bringing those sales in early.

Thanksgiving is ALL about Reflection…
Photo by Josiel Miranda from Pexels

It’s been a long year but a very rushed year as well. November came in here like a flash! Most people started new jobs, got married, had babies, started new relationships, businesses, bought homes and etc. This year has also been the opposite for most people, especially those that recently lost loved ones. I think I’ve heard of more people losing husbands, wives, children, grandparents and etc this year. It’s truly a praying and sad time indeed; however – it’s an even better time to reflect. I lost my mother, next week will be 3 yrs. It’s hard, especially around the holidays, so my heart goes out to those that have recently lost or have been estranged from their family for years.

Thanksgiving is a time to reflect on the good, the bad and even the ugly things that happened, so we can get better, be braver and figure out how to do things differently the next go round. As far as that loved one is concerned, this is an even more special time to reflect on them. Just remember, as long as their in your heart, mind, and thoughts – they’re not ever truly gone. I know that for sure…

Thanksgiving is ALL about R&R
Photo by Matheus Bertelli from Pexels

It’s good to see family, serve family and have a good time with family and special friends but please make sure you take the time to REST & RELAX! Even if you have to go into a secret/quiet corner to do it. Get that rest, my friend!!

SOOOO, Let’s not DARE forget ALLLLL the wonderful things Thanksgiving has to offer. I mean, I even put off listening to Christmas music until the day after. Use this time to thank God, reflect, smell the air and TOTALLY be grateful for every. single. moment.

Life’s just way too short to rush moments. And while every store in town has its orders to move the months hurriedly along. Let’s just take a break, sip some tea and reflect on this one. I’m sure that’d be Thanksgiving’s orders…if it really had a say in the matter.

While it doesn’t, we do. So let’s not DARE forget it…

Have a Happy, Thankful, Joyous & Reflective Thanksgiving Everyone!

It’s My Life, My Disability & I’m Unashamed About It!

I’ve been living with a learning disability for over 30 years, now. It’s nothing to be ashamed of, it’s a part of me.

However, that doesn’t mean it’s been a bed of roses.

It’s truly stunning how quickly an estimation is made of someone who learns differently than the average person. There are these ridiculous assumptions on how we as human beings are to be and if we don’t meet them, we are discarded like yesterday’s trash.

Forgive me. I don’t mean to come across as bitter. I’m really not.

Now I used to be. Wow was I ever!

As time goes by, I have come to realize all of that negativity is a complete waste. What can I do to get my naysayers to accept me? Sadly, nothing.

Others and I like me are people whom society has decided is not worthy to be here. We should just simply go away, but guess what, as Jennifer Holiday sings “I/We Ain’t Goin” anywhere, NOPE – we are here to stay and as Wendy Williams says…

The Wendy Williams Show – Wendy Williams (How You Doin..)
We have every right to dream and live out the purposes of our life, just as anyone else.

However, despite my “freedom for all” notions, I’ve encountered quite a few people through the years who decided they were going to personally make my life a living hell, all because I had the audacity to believe that I could participate in this thing called LIFE.

I never truly understood the depth of the hatred society has for people like me. But without a doubt, it’s there. If they were willing to listen, I would have told them my truth:

Yes, I have a learning disability. I can pick up information fairly quickly but being able to maintain it is a different story. Sometimes I can recall without any trouble but there are times when I do have difficulties. There is just no way in knowing. If you are willing to be patient, the information will come back to me.

My fine motor skills are affected. I can’t tie my shoes as fast as the average person can. To save time, I wear shoes with Velcro or slip-ons. I can type over 60+ words a minute, I only use the first two or three fingers with the rest laying on the keyboard. There are other ways but overall, I make it work.

I am quite independent. I have a job where I can best use the skills God has given me. I pay my bills and my taxes ANDDDD…I maintain my home all without government assistance.

People will be people, society is what it is…. but just because that’s so, doesn’t mean that this chic will GO! I’m here to stay..

Do you have a topic that you’d like me to discuss, anything you’d like to know more about me?, Leave me a comment below!

Amy is a resident of Florida.  Since 2006, she has been self-employed in the dog care field.  In May 2017, she self-published a memoir titled “I Am Not Stupid” which is available through Amazon.  She writes for seethegoodinfo, an inspirational website and the Learning Disabilities Association’s newsletter LD Source.