JUNE IS IN FULL BLOOM! & So Are This Month’s Topics…

IS IT JUNE ALREADY?

I promise you, It seems as if it was just a week ago when I posted the topics for May. I seriously need to put forth a protest to stop these months from moving so fast. June Already?? Wow!

Well, while the months are taking wings and flying away – so are we with the topics. I really appreciate everyone for reading and engaging in the topics we’ve had thus far. We have some topics for June that I’m sure you either can probably relate too or know someone whom has been through it.

So hold on June! Self-Help topics are back again. Without further ado, here are the topics and tips we’ll be providing for you this month.

Success in Mind, Not Wealth.

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Do you really know what Success Is? I mean the first thing I used to think of when I approached the word was fancy clothes, cars, money and overall wealth of everything good. But Success is none of those things, as it starts in the mind and is exemplified in how you use that mind of yours. I’ll break down what success truly is and how you need to shape your mind concerning success by sharing my own story and provide tips of how you can obtain success now, not later.

 

A Renter’s Nightmare: Slumlords..

RENTING-NIGHTMARES

Most people rent because they either don’t have the money to purchase the home of their dreams at the time or if they owned a home; they wouldn’t have the money to fix something should it go wrong. Renters have a responsibility but landlords do as well; so, what do you do if you have a landlord that doesn’t do what he’s supposed to do, should you still pay the rent? What are your rights as a tenant? In this post I’ll be sharing my very recent experience with this issue, talk about what I learned and give you tips if you or someone you know is having issues with their landlord.

 

Did you say Divorce?

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If you’ve ever been married and suffered through a divorce or have been separated and in the process of a divorce, then you know it’s not an easy road. No one ever thinks of the “D” word when they get engaged and eventually get married. The hope is to stay married for ever and ever and ever, unfortunately this dream doesn’t happen for everyone. In this post I’ll talk about my divorce and offer tips on how I got through it. Let’s face it, Divorce does happen and it can leave you in a rut (mentally, spiritually and physically) but you don’t have to let Divorce rule you, when you have the power to overcome it.

 

$20.00 or Less Lunch Week.

Lunch Budget

It may not seem like it to some people that actually know me, but I love a good bargain and I love to eat. So, when it comes to having lunch at work – I don’t have money to go out and grab something at the local fast food chain. Sometimes, all I have is 10.00 for the whole week for lunch and you know (depending on where you go), you can spend that and then some in one sitting. In this post I’ll show you how I get lunch for the whole week off of less than 20.00 and what I look for when I go to the grocery store to keep the cost low.

So stay tuned and be on the lookout every Thursday this month for a new topic. Feel free to comment, share, like or send us a message here at justsuminspiration@gmail.com. Justsuminspiration is geared toward helping you to live better and wiser, laugh louder and love harder. We don’t want you to just be Inspired but to Live an Inspired Life!

 

Sincerely Yours,

Roshonda N. Blackmon – Creator of JustsumInspiration, Author, Speaker & Encourager

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Whose Your Bae? & Keeping God At the Forefront.

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Yesterday I did a Facebook poll that asked the question “Do you know what the word “Bae” means? I had listed several reasoning’s for what the acronym B.A.E supposedly stood for. If you look around social media and/or someone’s recent text messages, you won’t have an issue finding the word used frequently. But the question is “What does it really mean?

The term “Bae” has become one of the most popularest and well known terms that’s  commonly used in relationships. Its meaning is used primarily to describe the most important person in your life. When a man or woman is referenced as “Bae” then they immediately know their status level and where they ultimately stand in the love category.  It means that they’re considered to be number “one” or the “most valued” and besides them there is or should be no other. It’s amazing how we allow or automatically associate ourselves with wordings that we either don’t truly know the meaning of or even what it’s used for. If it’s popular, cute and in the latest trend on social media we assume it’s great and even use it ourselves in speaking or tagging it to others. But the truth of the matter is……..

Did you know that the word “Bae” in Danish means “Poop?”

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However; you wouldn’t rightly know the true meaning of the word according to how the world plays up the word to sound.  And here I was thinking it meant baby, sweetie or honey. Although the word does mean something disgusting and smelly, to be honest the word “Bae” has taken on many meanings of its own; because in reality,  there is no true real meaning to it outside of “poop” that truly relates the word to anything special or meaningful. Bae can be used to really mean anything you want it to mean such as Bacon and Eggs, Big and Extraordinary, Bagels Apples Eggs, Business and Enjoyment or as Law Enforcement interprets it “Breaking and Entering.” Other sites are saying that the word means “Before Anyone Else”; I suppose this is why the word is used so so commonly around the internet.

Which brings me to my main topic – When I first heard the word “Bae” and inquired about its meaning, I was told that it meant Before Anyone Else (until I did further research) but let’s just say, that’s what the word really meant; so would you actually refer to someone as your “Bae” meaning that you are putting them before anyone else, including God? I think when it comes to “popular” and “trending” words, we immediately think their cute, catchy and relevant. Most of the times not researching their true meaning…but let’s get back to Bae and God. I feel that if we’re willing to make someone our “before anything else” then God should definitely be at the forefront, he should be our before anyone else no matter their relevance to our life, they should stand second to almighty God.

I’ve had my share of relationships (friendships included) and I must say, there were many times in where I was so caught up with the individual that I always put God on the back-burner but when those relationships hurt me; I found myself, suddenly humbled running back to God with a tail between my legs and head bowed down as I walked into his presence. Hurt, Ashamed and Betrayed were the feelings that I felt – not by God, but by the people that I allowed to be put before him…..until the next relationship.

I wasn’t thinking of the commandment “Thou shalt have no other gods before Me” Exodus 20:3. And that is what I was making everyone else outside of the main numero uno). When we place anything above God, you can expect a natural disaster to follow and affect you wherever you go. And it doesn’t have to be a relationship, you can put your job, house, career, family, child, dog, cat (okay, so I might’ve went a little far with the animals, lol) but, putting God “before anything else” goes for everything in our life, even the things we feel are so dear to us.

God wants to be your one and only, not to say that he despises relationships…not true; but he wants to be the first person that you put above all your business. It’s so easy to get comfortable with people and make them the one person in our life that we go to for everything. The world cannot spin properly and our day goes south, if we don’t talk to ______________ or hang out with _________________ or spend hours upon hours with __________________. God wants to be the first person that fills in those blanks.

So what tips do I have for you today? It’s quite simple…

  • No matter what’s trending or popular at the moment – don’t allow yourself to get so caught up with the latest word phrases that we forget about the one person who makes everything possible. No matter what relationship you’re in, always make sure God is number one and if you choose to change the word Bae to mean “Before anyone Else” then make sure that God serves as the CEO of that acronym and not as the Second in Command.

And second:

  • Be careful about the names you allow people to call or tag to you, at least until you find out their true meaning. I find sticking to old fashioned words such as sweetheart, love, honey or baby are good enough for people to use as a word of endearment for someone that you love, care about or plan to spend the rest of your life with. Sometimes simple is the Best solution.

 

So, Do you have a Bae?

 

Roshonda N. Blackmon

Creator of JustsumInspiration, Author, Speaker and Encourager

 

Did you like the post above?, Comment below or shoot me an email at justsuminspiration@gmail.com and let me know your thoughts. I love feedback.

 

 

Don’t Doubt Anything! Be Optimistic About Everything, Because Anything can happen! Roshonda N. Blackmon

The Story Of The Brain, Heart & Gut

Trust Gut

It’s been said that the body is composed of three minds – The Brain, Heart & The Gut and on any given day each of them will have their own way of communicating to you.  This will be dependent upon the circumstance, situation or crisis you’re facing at the time or on a particular day.

I’ve often let those three minds run my life; most times a little more than I should have. When I faced a crisis, I would never listen to my brain or my gut. I would shoot straight for the heart and let it lead and guide me on what I needed to do in that moment. I sometimes (I’ve gotten better), can be a very emotional person and have always allowed my heart’s emotions to do the talking for me. I was a person that usually would run off what my emotions said do and reacted according to how I felt it was leading me to react. This behavior caused me many good relationships (not to say that the other party didn’t have some blame, but I can only speak for me), running off my heart’s emotions has even caused me a couple of jobs. For it made me unstable, erratic and untrustworthy.

I was presented with a life changing decision recently. After asking many questions and going back and forward on should I go for it or leave it. The individual finally told me “Trust your Gut on this One” But because I wanted the opportunity so bad, my brain was yelling “YES!! Take it, this would be a great opportunity for you. My emotional heart   said “Think of the changes you can make in other people’s lives.” While my brain and heart was in dreamland; each dancing,The Gut is right singing and scheduling for this event to happen. My gut was also responding with it’s own opinion and was giving me the truth of what the situation really was; it simply said “NO! You can’t right now.” It was trying to pull my heart and mind together to look at the big picture. Was I really ready?, Could I possibly do what I was being called to do and juggle everything else at the same time? After I quieted my heart and brain down, I began to look at the big picture of what my gut was presenting and therefore decided that while the opportunity  was a great one. It just wasn’t the time right now to delve into it. You see, when it comes to your heart, gut and brain. You have to go with the one that is speaking peace to the situation at hand. The one that seems to calm your nerves in the midst of your brain and heart going into their own separate direction.

Which mindset are you allowing to rule your world; while they are all important and each have their own “power of influence” you may be wondering which one should you listen to the most. Listed below is a short list of each function and how they can shape you or break you.

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  • Your Brain – The brain is the powerhouse behind most of our major life choices, from parenting, to relationships, to our businesses and our jobs. We need that brain power to help us function in our daily grind. While the brain is definitely a “strong tower” it can also play tricks on you. It can quickly make you see things in a different light and make you feel as if someone is your inferior instead of your friend, given how they may act, look or treat you and tell you to shut them out, without the possibility of talking things through first. Ever heard of out of sight out of mind; well the brain is the ultimate player when it comes to that. It has a way of making you overthink even the smallest things, which in the end will make you crazy if you let it. It can make you see things differently when it’s really not like that at all.

 

  • Your Heart – The heart is the center of our life. It’s the emotional driving force behind why we do what we do, say what we say and love as hard as we are capable of loving despite how we’re treated most times. It pumps vigorously to the flowing of our blood and is big and strong. However, the heart can make us blind. It has a way of covering up the truth and allowing us to only see the surface of a matter. The heart is heavily run by emotions and usually has us running into circumstances and situations head on, without giving it a second thought. They say Love is Blind and that is so true when it comes to the real issues of our heart. It puts blinders on your eyes and allows you to see what your brain tricks you into seeing.

 

When the hearts emotions and the minds erratic thinking collide; it can be a bomb waiting to happen!

  • Your Gut – When People think of the Gut, the first thing that comes to mind is food; in which the gut is constantly being filled up on more than twice a day in most cases. We entice our gut with many goodies and delectable foods and wait for it to digest, so we can feed it some more. But we don’t give the gut the credit that it truly deserves. It’s not just a place to bury food, but a place that gives us the real truth of any matter. The key is taking out time to listen to it. I’m sure you’ve heard the saying “Food for Thought” well that is exactly how we should look at the Gut, as an avenue to where we give it food for it’s most truest thoughts. That strong feeling you feel in your gut when you’re faced with a circumstance, question or situation is your guts way of revealing what you really need to do. We fail at listening to it because we see it as a food disposal rather than a guided source, but it’s the first instinct we should take heed too.

 

  • The Secret Sauce to it All – GOD! Yes, you definitely can’t forget about God. After-all he’s the maker of your body. When in doubt, he’ll help you work it out. God is the ultimate source for all things “confusing” you might say. The bible says in Proverbs 3:5-6 “Trust in the Lord with All your Heart and Lean not unto your Own Understanding, In all your ways acknowledge him and he’ll direct your path. So you see, even though the brain, heart and gut may all speak at the same time. God is the one that will bring them all together to give you a peace of mind. Now don’t get me wrong, he gives us signs and you will have certain feelings to come over you about something that he would have allowed to come to you, in order to get your attention and this feeling usually happens within the gut.

 

Was this post helpful?, Email me and Let me know @ justsuminspiration@gmail.com or leave a comment below.

 

 

Whose Credit? Not My Credit!!

I must honestly say, I am not a credit guru – never was and probably still will not be the best at it. I never knew what the word “credit” really meant or what it really was until I got in my mid 20’s. It’s funny because while my friends were receiving credit cards with a substantial amount of money on it, I couldn’t get one. I was told that I didn’t have enough credit history…..so, wouldn’t that make me a better candidate for one?

I never owned a credit card in my life but, however; my credit history became ruined early all because I was unknowledgeable about the definition of credit ( the ability of a customer to obtain goods or services before payment). You see, although I never owned a credit card, I had a problem with paying things on time. It was never an issue with obtaining the things I wanted, it was a problem with keeping up with the payments. Not paying furniture accounts on time, car notes, a mortgage, rent payments – all made my credit score go down and my credit report became scarred with derogatory payment details.

Recently, I finally had the courage to actually check my credit report. I always shunned the fact of checking it because I felt like, If I didn’t know about it – maybe the things on there would instantly disappear. And besides, I never wanted to really see what was on there because I was embarrassed by it. So, I told myself that I would take a look and I’m going to be very transparent right now – It wasn’t bad, but it wasn’t good either. My credit score was 573 on Trans-union and 540 on Experian.

When I really delved in to see why my scores were truly low, I was shocked by how naive and careless I had been when it came to my credit history. I had over 27 Inquiries, 2 repossessed cars that had been charged off. A court judgement regarding a rental property (that I had no idea about), my current car was also on there – showing perfect payments. I shared my credit report with you because I wanted you to know that while a credit score is good to know, pulling your report is the best practice for you to do. There are many things that get put on there, some things you may know of and there are others in which you may not. But you’ll never know unless you have the courage to come to terms and face your own credit report.

Let's Follow the Yellow Brick Road to Credit Success (2).png

Listed below are a couple of tips that I’ve learned along the way that could help you get your credit on the road to success ~

1. Be Brave & View Your Report:

Whatever is on your credit report is not going to go away because you don’t look at it. While there are certain things that do go away over an extended period of time, it’s always good practice to get in the habit of viewing your report at least once or twice a year. This will give you a heads up on expenses or items that were put on there that shouldn’t be. You’ll also have an opportunity to dispute those items, in which in most cases takes up to 30 days. So, take a peek you’ll be surprised at what you might find and it may not be as bad as you think.

2. Make Timely Payments:

You may not know much about credit but making timely payments helps your credit score to go up. These payments can include your car, furniture, cell phone, store credit and even loans. You also want to make sure that whomever you are making payments too are also reporting your payments to the necessary credit bureaus because if you’re making timely payments, you want that to be reflected on your credit. If they do not report to the credit bureaus, this is not helping you build your credit – but it’s hurting you. Because everyone does credit checks, including some jobs.

It’s never too late to get your credit straight!!

3. Inquiries Can Cause Problems:

With everyone doing background checks regarding your credit, it could become really damaged by too many inquiries. Every time you give someone access to dive into your credit history and you get denied; that creates a credit inquiry, which brings your credit score down even more. Inquiries can hurt your credit more than not making an on time payment. Make sure that whomever you allow to pull your credit that it’s concerning something you will benefit from or really need. If you can do without it, then don’t allow your credit to be pulled. It could save you some major credit points later.

4. Beware! of Quick-Fix Credit Scams:

Yes, I’ve been tempted on more than one occasion to fall for the credit report site or individual that promises to fix your credit for mere hundreds to thousands of dollars (No, I don’t have thousands of dollars..lol) but I’ve been to the point where I’ve been crazy to do it. This rule is simple, there is no quick fix when it comes to your credit. If someone tells you that they can clear your credit for $200 – Watch Out! I’ve known quite a few people whom took the bait and their credit ended up being worse off than it was before. No one can truly fix your credit but you. Yes, we all want quick fixes for everything and yes, it does take time to fix your credit but in the end; you’ll be more knowledgeable about your own business and will still have some money.

Below are some resources that I’ve used that will help you also

Tiffany “The Budgetnista” Aliche – Tiffany has been deemed as “America’s favorite financial educator” she has a group on FB called – Dream Catchers : LIVE RICHER, it’s a closed group, so you’ll have to get permission to join but she’s awesome when it comes to finances and budgeting. She has a phenomenal story of how she went from sleeping on her sisters couch to obtaining her own financial freedom. If you sign up to receive her emails, she’ll send you a “Goodie” every Wednesday which are free tools that’s usually packed with information on how to live richer and wiser. Her website is here: Live Richer Challenge and her link to FB is highlighted above. So, if you’re interested in getting educated about your finances and learn to live richer, then follow Tiffany – you’ll be glad you did.

Why not check your credit report today! Sign up with Credit Karma – Credit Karma is where I checked my credit report – I even applied for a credit building credit card through Capitol One, someone they suggested. The card will help anyone who has a low credit score carefully build up their credit score. It’s a great resource that could help you too.

 Below is a chart of how your Credit Score is obtained. Make this the year that you become knowledgeable about credit.  

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Was this post helpful? Let me know at justsuminspiration@gmail.com

MAY! I Interest You in a Few Topics?

MAY IS HERE AND THE HOT TOPICS ARE TOO!!

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Doesn’t it seem as though April just came in like a whirlwind and left without even saying “Goodbye?” It came and went so fast, I feel as if I got whiplash….Oh April, April where didst thou Go?? Well, as we say Bon-Voyage to April – We have now greeted May whom seemed to have just popped into our lives from no where.

But, the good thing is at least the sun is shining, the weather is getting back to normal and everyone seems to be enjoying that. Speaking of enjoying, Self-Help April’s Blog Posts gained such a success in readership, that I thought I would drive that train right on into May. So, starting next Thursday 5/11/17 and every Thursday morning after that, I’ll be posting more topics and tips. Since no post will be posted this week, the last post will be posted on Sunday 5/28/17.

So, as we pray that May slows down enough for us to catch our breath – Take a Peek Below at the topics we will be discussing during the month!

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TOPIC FOR 5/11/17: WHOSE CREDIT?, THAT’S NOT MY CREDIT!

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I have always been afraid and or avoided looking at my credit score, that senseless act has not helped my situation but has worsened it over the years. In this post, I’ll help you get out of denial with reviewing your own score and face the truths in reviewing your own credit report. I’ll also give links to sites that can help you manage your score.

 

TOPIC FOR 5/18/17: OH SNAP!, LOOK WHO’S A LEADER…

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Not many of us like to take the lead, but did you know that we were all born to lead in some capacity or another. A Leader is not characterized by how you look but in how you act. I’ll share my experiences on leadership and offer you tips to be the best leader, you can be.

 

 

 

TOPIC FOR 5/25/17: TRUSTING YOUR HEAD, GUT OR YOUR HEART

Head-Heart-Gut

Sometimes its hard to distinguish which body part is saying what; especially when it comes to our emotions. We don’t know if our heart, head or gut is leading us in the right direction. We’ll discuss tips on this subject and how to distinguish one from the other.

 

 

 

TOPIC FOR 5/28/17: KEEPING GOD AT THE “BAE” LEVEL

Bae

Who is your #1 BAE right now?, But, what does BAE even mean? Well, if your BAE is anyone else other than God then we might need to switch some things around. We’ll discuss what the word really means and give tips on how to keep your true BAE First, no matter whom you’re rolling with at the moment!

 

 

 

 

So Here We Go Again! Come back each Thursday and see the full post, get tips and suggestions. Feel free to share any post, comment, like and subscribe.

 

LET’S LIVE, WALK & BE INSPIRED TOGETHER!!!